Page 9 - Senior Housing Directory 2016 South Cental Michigan
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Subsidized Senior Housing: There are state and federal programs that help pay for housing for some older people with low to moderate incomes. Some of these housing programs also offer help with meals and other activities like housekeeping, shopping, and doing the laundry. Residents usually live in their own apartments within an apartment building. Rent payments are based on your income. Your rent will not exceed 30 percent of your monthly income. Long waiting lists are typical for subsidized housing in some areas. Many of the in-home services described in the previous section are also available to people living in senior housing.
A New Level of Care
Adult Day Care Services: This program is for individuals who need daytime supervision and social activities. Adult day care can provide respite care outside of your home. It is helpful to family caregivers who work or who simply need a break from care giving. PACE programs offer adult day services as part of the enrollment in their program.
Assisted Living: is designed for seniors who need gentle assistance with activities of daily living such as dressing, bathing
or medication reminders. Assisted living offers seniors a private apartment, digni- fied care and peace of mind that medical
assistance is available round the clock by pulling a cord or pushing a call button.
Each apartment is generally equipped with a kitchenette as well as a private bath with walk-in shower and safety bars. Some communities offer various sized apartments such as studio, one and two bedrooms. Social and recreational activities are offered daily. Three meals are provided each day tailored to special dietary requirements.
Special group outings are generally offered in assisted living communities along with community rooms, hair
salons, exercise rooms, libraries, gift shops, and other special amenities such
as transportation to medical appointments. Some even offer in-house physical and occupational therapy.
Many programs that offer specific
care for the person with Alzheimer’s
or other dementia are often referred to
as an Assisted Living program as well. This is for the person that is functional but is demonstrating a need for cognitive assistance. This would not be suitable for the person needing skilled care.
“Assisted Living” is a marketing term used to describe a kind of residential care program. These businesses generally are not licensed or inspected by the state, though some utilizing this title might actually be a licensed Home for the
Aged or AFC home. Be careful to read
all information about costs and services very carefully, and look at options before committing yourself to live at one of these residences. The rights and obligations
of the resident and the facility should be spelled out in the contract you sign.
Adult Foster Care (AFC) Homes:
are licensed and inspected by the state. AFC homes provide room and board, special diets, supervision and some personal care to adults who are frail but in generally good health. Personal care includes help with bathing, dressing, and taking medications.
Some AFC homes specialize in
care for older adults, individuals with
a developmental disability, or the individuals with a mental illness.
There are usually fewer than 20 residents; many homes have fewer than six. Most AFC homes are private pay and do not accept Supplemental Security Income (SSI) as full payment. Residents pay
for their care with Social Security, pensions, other income, and savings.
Most assisted living communities are private-pay, however a select few exist accepting other forms of payment such as Medicare/Medicaid or are income-based.

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