Page 23 - Senior Housing Directory 2017 South Central Michigan
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If you have questions about Medicare and Medicaid benefits, the Medicare Medicaid Assistance Program at 1-800-803-7174
can explain what programs are available and how to qualify.
Supplemental Security Income
The Social Security Administration
runs an income supplement program for low-income blind, aged, and disabled people. This program is called Supplemental Security Income (SSI). If you qualify
for SSI, you are paid a monthly check to bring your total income up to the SSI limit.
You apply for SSI at your local Social Security office. Additional information can be obtained from the Social Security Administration at 1-800-772-1213. If you qualify for SSI, you automatically qualify for Medicaid.
Some adult foster care homes and homes for the aged accept SSI payment levels as payment in full. If the AFC or HFA accepts SSI, it cannot charge you more than this amount for its services. However, an AFC or HFA is not required to accept a resident receiving SSI.
Local Benefit Programs
Some local businesses included a long- term care program benefit or have supports
services that will provide assistance such as with the Kellogg 25 Year Trust.
Covering Costs for Skilled Nursing Facility (SNF) Care
Your medical condition, or that of a loved one, might reach a point that 24-hour skilled nursing care is the remaining option. If so follow these steps to find the nursing home that meets your needs.
1. Find nursing homes in your area. There is a list to start with found on page 15.
2. Compare the quality of the nursing homes you’re considering. Your local Ombudsman can help you with this or you can start online by visiting
3. Visit the nursing homes you’re interested in or have someone visit for you. Sometimes it’s best to just drop in.
4. Choose the nursing home that meets your needs.
Paying for Skilled Nursing Facility
Long-term care can be tremendously expensive, and unfortunately, your options for covering it are limited. One is to rely on your own savings or a loan, like a reverse mortgage. Another is to buy long-term care insurance, which is sold by many insurance
companies. The earlier you buy a policy, the better. The premium gets more expensive the older you are. You may also be able to trade in your life insurance policy for long-term care insurance.
People who have worked for the government or were in the military may qualify for discounted insurance. Some costs may also be covered through the Aid and Attendance program.
If your income or assets are low enough you might qualify for Medicaid, which will cover most of your long-term care costs.
If you have Medicare and Medicaid both, most of your health costs should be covered. PACE (Programs of All-inclusive Care for the Elderly) is offered throughout the region covered by this directory.
Many people who don't qualify for Medicaid because their assets are too high pay for long-term care on their own. Then, once that money is exhausted, and their assets are low enough, they can then qualify for Medicaid coverage. Medicaid programs are run by individual states. The website should be able to connect you to information about your state's Medicaid plan.
For more information please contact your MMAP Counselor at 1-800-803-7174.
50 Sanderson Lane Coldwater, MI 49036
• Therapy services 7 days a week, as ordered by your physician
• Post-surgical orthopedic rehab
• Neurological and neuromuscular
• Cardiac
• Wound care
• Anodyne therapy • Pain control
• Outpatient therapy • and more!
Offering The Very BEST In Rehab Services
Hear better, together.
We’re old enough to know you’re young enough to hear better.
Limited appointments available.
Locations in: Battle Creek, Coldwater, Allegan, Portage, Sturgis, Saint Joseph, Hastings and Ionia
EXPIRES: 12/29/2017

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