Page 8 - Senior Housing Directory 2022 South Central Michigan

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SENIOR HOUSING DIRECTORY | 2022
8
Creating a Housing Plan Just Right for You
CONTINUED
but offers the opportunity to get to know those near you as well as eliminate many of the exterior responsibilities that can make living on your own challenging.
The solution of downsizing might be the best choice for you instead. If you simply don’t need all that square foot- age any longer, a smaller home closer to your loved ones might be a better choice for you. You will still have the exterior upkeep, or you can look at is as the joy of gardening, and be able to make choices based on your interests and needs. Fur- thermore, if the need for assistance arises you can call on nearby family or other providers to allow you stay in your new home longer.
A listing of independent facilities can be found on page 16.
Subsidized Senior Housing – There are state and federal programs that help pay for housing for older adults with low to moderate incomes. Some of these housing programs also offer help with meals and other activities like housekeep- ing, shopping, and doing the laundry.
Residents usually live in their own apart- ments within an apartment building. Rent payments are based on income. Rent will not exceed 30 percent of your monthly income. Long waiting lists are typical for subsidized housing in some areas. Many of the in-home services described in the next section are also available to people living in subsidized senior housing.
Services in Your Home
Help is available for you to stay in your own home, no matter where you may
call home. Help can come from family members, friends, churches, volunteers, and public and private agencies. You may need different kinds of help each day, week, or month.
Paying for in-home services can become complicated and expensive. No private insurance or government agen- cy pays for around-the-clock, in-home care. Most government programs and insurance policies pay for short, daily, or weekly visits or services. Even hospice care is intermittent.
Payment for in-home services will vary depending upon the provider.
The good news is that some services are available at little or no cost for those who qualify through an Area Agency on Aging, PACE, the Veterans Administra- tion, Medicare, Medicaid, the Michigan Department of Health and Human Ser- vices, and other sources. Medicaid pays for some health care costs for low-in- come individuals of any age. Medicare pays health care expenses for individuals at least 65 years old, and for individuals who have permanent disabilities, regard- less of income or assets.
Home Health Care agencies can help with nursing care and/or an attendant in your home. They may also provide other services, like physical therapy, occupational therapy, help bathing, and more. Medicare only covers short-term home health care
if you meet certain limited conditions. For more information on Medicare’s coverage of home health care, visit Medicare.gov.
BATTLE CREEK HOUSING COMMISSION
SENIOR HOUSING
The Battle Creek Housing Commission Provides Seniors Comfortable Living at an Affordable Price!
CHERRY HILL MANOR
Located at 10 Clay St.
KELLOGG MANOR
Located at 250 Champion St.
• One Bedroom Apartments
• Located on Public Bus Line
• Residents’ Community Rm & Meals • Computer/Card Game Rm./Library • Parking next to Building
• Antenna & Cable Options
• Pet Friendly Building • Utilities included/
Online Rent Payment Option • Secured Building Entry/
Brick Construction
• Studio & One Bedroom Apartments • Located on Public Bus Line
• Residents’ Community Room
• Some Garages Available/
Pkg. Next to Bldg.
• Antenna & Cable Options
• Pet Friendly Building • Utilities Included/
Online Rent Payment Option • Secured Building Entry/
Brick Construction
s
APPLY AT 250 Champion St. • Monday-Friday, 7am-noon or 1-4pm • 965-0591 • www.battlecreekhousing.org