Page 8 - Senior Times South Central Michigan - August 2017 - 24-08
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Page 8
Senior Times - August 2017
Senior Times
WHERE 50 IS A PLUS
Published by Scene Publications,
A Division of W.W. Thayne Advertising Consultants, Inc. 4642 Capital Avenue Southwest Battle Creek, Michigan 49015-9350 Administration — (269) 979-1411 Advertising — (269) 979-1479 FAX — (269) 979-3474 Email: ssherban@wwthayne.com
Publisher & Executive Editor............. Sherii Sherban Advertising Consultants........................... Pat Fosdick ....................................................................... Sally Goss Marketing / Administrative Asst . Christyn McCleary Staff Photographer / Artist .................. Keith Sherban Artists.................................................... David Sherban .............................................................. Matthew Travis ......................................................... Frederick DeRuiter Publisher Emeritus .......................... Richard DeRuiter
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Senior Times of South Central Michigan is published twelve times per year by W.W. Thayne Advertising Consultants, Inc. Senior Times is distributed free through our advertisers, area profes- sional offices, and key points of interest throughout South Central Michigan. To be added to the distribution list contact Christyn McCleary at extension 301.
Senior Times is also made available by mail subscriptions for $20 per year. To subscribe call Christyn McCleary at (269) 979-1411 ext. 301. Due to bulk rate restrictions, copies of Senior Times are not forwarded automatically by the U.S. Post Office to recipients when they move or are tempo- rarily away. Please contact Senior Times with your new address before you move or are temporarily away so we can update the mail list and provide you with uninterrupted service.
Opinions expressed by writers in Senior Times are their own and do not necessarily reflect the opinion or policy of Senior Times or W.W. Thayne Advertising Consultants, Inc. All rights reserved. Reproduction without permission is prohibited.
updates on your
SOCIAL SECURITY
Vonda VanTil, Special to Senior Times
WHY IT PAYS TO KEEP A CAREFUL EYE ON YOUR EARNINGS RECORD
Whether you’re ready to retire, just joining the workforce, or somewhere in between, regularly reviewing your Social Security earnings record could make a big difference when it’s time to collect your retirement benefits.
Just think, in some situations, if an employer did not properly report just
one year of your work earnings to us, your future benefit payments from Social Security could be close to $100 per month less than they should be. Over the course of a lifetime, that could cost you tens of thousands of dollars in retirement or other benefits to which you are entitled.
Social Security prevents many mistakes from ever appearing on
your earnings record. On average, we process about 236 million W-2 wage reports from employers, representing more than $5 trillion in earnings. More than 98 percent of these wages are suc- cessfully posted with little problem.
But it’s ultimately the responsibility of your employers – past and present – to provide accurate earnings information to Social Security so you get credit for the contributions you’ve made through pay- roll taxes.
Social Security relies on you to inform us of any errors or omissions. You’re the only person who can look at your lifetime
LET US REJOICE
“Summertime...and the livin’ is easy, Fish are jumpin’ and the cotton is high...”
Are the first lyrics to the song “Summertime” and it evokes good times, prosperity and a very good time in the human condition.
But it’s not just lyrics, it really is summertime in Michigan, and one of the most beautiful and wonderful times of the year. Countless times, people who live in other parts of the Nation have told me how gorgeous Michigan is in the summer. And I know it and I love
it. In my world it means bike rides, yard work, playing outdoor concerts with my trombone, feeding the hummingbirds, some outdoor projects, picnics with my family, and occasional short trips around the state.
earnings record and verify that it’s com- plete and correct.
So, what’s the easiest and most efficient way to validate your earnings record?
1. Visit www.socialsecurity.gov/myac- count to set up or sign in to your own my Social Security account.
2. Under the “My Home” tab, click on “Earnings Record” to view your online Social Security Statement and taxed Social Security earnings.
3. Carefully review each year of listed earnings and use your own records, such as W-2s and tax returns, to con- firm them.
4. Keep in mind that earnings from this year and last year may not be listed yet.
If you notice that you need to correct
your earnings record, check out our one- page fact sheet at www.socialsecurity.gov/ pubs/EN-05-10081.pdf.
Sooner is definitely better when it comes to identifying and reporting prob- lems with your earnings record. As time passes, you may no longer have past tax documents and some employers may no longer be in business or able to provide past payroll information.
Vonda VanTil is the Public Affairs Specialist for West Michigan. You
can write her c/o Social Security Administration, 3045 Knapp NE, Grand Rapids, MI, 49525 or via email at vonda. vantil@ssa.gov.
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faith
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Rev. Dr. James Gysel, Special to Senior Times
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I know we are really blessed to live in this particular place on the planet, regardless of the droughts or heavy rain- storms that pass through.
Everything is better in Michigan in the summer. The food tastes better! The produce is amazing! The sunsets are more spectacular! The warmth feels so good compared to the bone-chilling cold of January. It is worth the wait. So enjoy what you can while you can.
The Psalmist has written, “This is the day that the Lord has made; let us rejoice and be glad in it.” ~ Psalm 118:24
When you think about it, today truly is the only day you have – so enjoy it, appreciate it, and be thankful. God is good for his many gifts to us.
~ Faithfully yours, Jim Gysel
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