Page 4 - Senior Times South Central Michigan - March 2019- 26-03
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Page 4 Senior Times - March 2019 Caregiver's
Make Friends
Anne Clark, Special to Senior Times
Get Fit
March is a month we often discuss finances. Many times when we think about money, we’re not thinking long- term; or what happens when a crisis hits; or what choices need to be made when faced with a chronic condition.
situation. If there is a family caregiv- ers involved, you are the advocate
who helps to determine what might be needed. You are the person who has to ask the questions and ask the discharge planners.
Have Fun
For many, part of the problem when thinking about finances is we assume if we have insurance then we’re auto- matically covered for things such as in-home health care, assisted living, and even skilled nursing care, if it is needed. This is not always true and for many unless you’ve purchased long- term care insurance (you want to be sure to read the fine print to see what you pay out first, before the insurance will start paying) many of these costs have out-of-pocket expenses attached.
You might ask about what happens after surgery, an accident, hospitaliza- tions, etc. What is needed to care for your person at home? What could be covered and how? Can the doctor write an order for services (especially after
a hospitalization or if physical/occupa- tional therapy is needed)?
Exercises Anyone Can Do!
Exercises anyone can do led by trained instructors. Nurse available for blood pressure, blood sugar testing and to answer questions about your health concerns. FREE. Funded by the Calhoun County Senior Millage.
Battle Creek Family YMCA (No membership required) Tuesdays, 1:00 – 2:00pm
Enter from Penn Street for easiest access.
Exercise and Meal Program in ATHENS Lighthouse of Athens
Thursdays, Exercise 10:00 – 11:00 am, Meal at 11:15am
In addition to the exercise program, adults 60 years of age and older who are residents of Calhoun County can enjoy a hot or cold meal provided by Senior Services of SW Michigan at 11:15a.m. The meal is free and donations are voluntary but you must place your order by Monday. Call 269.441.0948.
When you have events, even when short-term, you might need some addi- tional assistance and you really want
to plan ahead. You see unless you’ve been very successful in your earnings or unless you are at poverty level or just above ($12,490 a year for single income) many of the services we think are covered, really are not and you then have to “private pay” for those services. Unfortunately many cannot. So what do we do?
Many times we believe that if a ser- vice is needed, it will be offered. This is not always the case; therefore, you have to try to think about what might be needed and we don’t know what we don’t know so by reaching out to the experts in your area, they can help you.
What really brought this to light was when we had to place my father into a long-term care facility. The process we were presented to have him admitted was by my Mom writing the check to cover the costs. So what happens if you cannot do that?
Senior Health Partners is one such agency that offers assistance to indi- viduals as well as family caregivers. We are able to gather information and determine what might be needed. We work in collaboration with other agen- cies to be sure that services offered will meet the needs you are looking for.
There are many such agencies throughout Calhoun County. We are very fortunate with the services provid- ed and the free assistance you can get, even if it’s questions to ask.
We oftentimes help make referrals to such agencies as Senior Care Partners P.A.C.E.; Senior Services of Calhoun County; Senior Services or Southwest Michigan; Legal Services of South Central Michigan; or CareWell Services SW, and also assist with getting you connected with foundations that help for many chronic conditions.
Reach out to experts in your area to see who can help.
There are many services available in our community to assist those with need. As an aging services agency, we look for ways you can get assistance that is needed based on your individual
By: Glin Winsor, Community Business Leader
If you are in need and don’t know where to turn feel free to start with Senior Health Partners at (269) 441- 0948 and let us help you move in the direction to best fit your needs – we are here to help. Have a beautiful March!
Kool Family Center
Mon & Wed
Christ UMC in Urbandale Mon Homer 1st Presbyterian Church Tues BC Eagles #299 (Pennfield) Tues NHBP Reservation Wed Marshall -Trinity Episcopal Church Wed
10:30am 9:00am 1:00am 11:00am 1:30pm
The ABCs
Clarence Twp. Hall
Of Medicare
Tekonsha Twp. Hall
Hickory Hills Village
Medicare is considered one of the most important government sponsored benefits in the US. Medicare is different than Medicaid.
Medicare has four parts:
1. Medicare Part A – Hospital coverage 2. Medicare Part B – Medical
Medicare is for:
• People age 65 and over
• People with certain disabilities
Village of Mill Creek
Albion - Forks Senior Center
(Physician) Coverage
3. Medicare Part C – Medicare
permanent kidney failure requiring dialysis or a kidney transplant
under age 65
• People with end-stage renal disease–
Tai Chi for Arthritis and
advantage Plans Like HMO
4. Medicare Part D – Prescription
Medicare is for US citizens and legal residents who have paid Medicare pay- roll taxes for at least 10 years or who have met other specific guidelines.
drug coverage
Fall Prevention
2 Locations – Free Classes
Funded by Calhoun County Senior Millage and Region 3B Area Agency on Aging. Led by certified instructors. Join anytime.
Battle Creek at the Kool Family Center Fridays 10:00 – 11:00 am Homer Public Library Mondays 9:00 – 10:00am
A community partnership of Bronson Battle Creek, Calhoun County Senior Senior Services, Battle Creek Family YMCA, Senior Care Partners PACE and Summit Pointe
105 Capital Ave., NE 269-962-5527

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