Page 22 - Senior Times South Central Michigan November 2020 - 27-11
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 Page 22
Senior Times - November 2020 Grands
The Village of
She loved to drift into her long ago world and I would join her as
I closed my eyes and let her world become mine. It was almost as if
I had lived her life with her as she reached back to her precious treasure box of memories.
Stacey Lott
Attorney at Law
Gail Gallagher, Special to Senior Times
Perhaps the treasure chest of memories – of faith – is one of the greatest gifts we will ever pass on to our grandchildren.
Estate Planning & Elder Law
the fields. The ground had to be pre- pared in the winter months so seed could be planted in the spring, so mouths could be fed.
My grandmother told of the cold harsh winter days when Grandpa had no choice but to stay inside. He would sit in front of the fire and repair the family’s shoes or mend one of the old kitchen chairs.
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My favorite times as a small child were those moments spent sitting at the feet of my grandmother as she rocked in her favorite chair. On the table beside her, lay her Bible and eyeglasses. I loved looking up at her as she looked down at me with that special smile and those twinkling eyes. Those were the times that for- ever bonds were born.
As winter passed, and her father was caught up with work at home, he would see the need of a neighbor and go to lend a helping hand by chop- ping wood or helping to repair their barn. Many times, he joined others in making repairs on the local school- house.
My grandmother loved the eve- nings after supper when her dad
read the Bible to the family and
they would sing hymns well into the night. When everyone had gone to bed, he got out his tattered leather journal and recorded his thoughts and the day’s activities, also writing letters of encouragement to family and friends.
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She told of the sun beating down on her little blonde head as she stumbled barefoot between the rows of cotton. She dragged her lumpy burlap bag of cotton behind her and wished for a cold drink of water. She brushed her hair back from her face with her dusty sleeve as she squinted in the sunlight. Long, hot hours in that cotton field along side her broth- ers and sisters created memories she would never forget.
In our times together, she not only shared the good times, but she shared the painful times as well. Like the time her older teenage brother died of a fever or when there was very lit- tle to eat and they went to bed hun- gry. But she grew in the hard times, being taught to lean on the Father and his word.
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As she shared for hours, it was clear to me that she had gathered much more than cotton during those long, hot summer days. She had gathered a multitude of learning experiences in persistence and endur- ance in that hot sun that would carry her through many difficult times.
Grandmother’s treasures may not have meant much to anyone else, but to me, they were precious gems of love and hope that she entrusted to me. I often think about the treasures that I am passing on to my grand- children. How will God use my life to bless theirs? Will they find hope and assurance in the ways God has carried me through the good times and the painful times in my life?
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Social Security Announces Benefit Increase 2021
By: Vonda Vantil, Social Security Public Affairs Specialist
Social Security and Supplemental Security Income (SSI) benefits for approximately 70 million Americans will increase 1.3 percent in 2021, the Social Security Administration announced.
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from $137,700.
Social Security and SSI benefi-
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The 1.3 percent cost-of-living adjustment (COLA) will begin with benefits payable to more than 64 million Social Security beneficiaries in January 2021. Increased payments to more than eight million SSI bene- ficiaries will begin on December 31, 2020. (Note: some people receive both Social Security and SSI bene- fits). The Social Security Act ties the annual COLA to the increase in the Consumer Price Index as determined by the Department of Labor’s Bureau of Labor Statistics.
ciaries are normally notified by mail starting in early December about their new benefit amount. Most people who receive Social Security payments will be able to view their COLA notice online through their personal my Social Security account. People may create or access their
She also talked of the long and difficult winters and how hard her father had worked to keep the farm producing crops so the family of twelve could continue to eat. Rain or shine, he was in the fields. Sick or in good health, he was tending
Perhaps the treasure chest of memories – of faith – is one of the greatest gifts we will ever pass on to our grandchildren.
Some other adjustments that take effect in January of each year are based on the increase in average wages. Based on that increase, the maximum amount of earnings subject to the Social Security tax (taxable maximum) will increase to $142,800
Information about Medicare changes for 2021, when announced, will be available at www.medicare. gov. For Social Security beneficiaries receiving Medicare, Social Security will not be able to compute their
new benefit amount until after the Medicare premium amounts for 2021 are announced. Final 2021 benefit amounts will be communicated to beneficiaries in December through the mailed COLA notice and my Social Security’s Message Center.
my Social Security account online at
The Social Security Act provides for how the COLA is calculated. To read more, please visit

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